new-web-logo

Real Estate and Mortgage Institute of Canada Inc.
Toronto: 2175 Sheppard Ave E, Suite 307
Mississauga: 1065 Canadian Pl, Suite 203
t: 1-877-447-3642     e: support@remic.ca

This is a list of all of REMIC’s articles.  We hope you enjoy them!

 

property insurance canada

Expropriation explained

Expropriation According to section 1 of the Expropriations Act,  expropriation means "the taking of land without the consent of the ...
Read More

HLLQP: REMIC provides HLLQP Life Agent Licensing Course

REMIC Fills Need for Younger Life Insurance Agents with HLLQP Course Canadian-based REMIC is now providing the Harmonized Life License ...
Read More

What You Should Know About Advertising As a Mortgage Broker

Here are some Do's and Don'ts for advertising your mortgage businessWhen a brokerage is developing policies and procedures that ensure ...
Read More
Condo Fraud gets convictions

Why People Do Bad Things

Traditionally, when we think about bad behavior, we think about character.But psychologists who study bad behavior — who study, say, ...
Read More

Social Media Etiquette: Sorry, Please, and Thank You

10 things you can do right now to avoid unfollows, unlikes, and remove yourself from the trash bin throneWe all ...
Read More

Property Value Fraud

Property Value FraudThe AppraisalProperty value fraud can occur when criminals, in association with a dishonest appraiser, may have a property ...
Read More

11 Ways Consumers Can Prevent Mortgage Fraud

11 Ways Consumers Can Prevent Mortgage FraudWhile there are several methods available to industry participants to assist in preventing fraud, ...
Read More

5 Defects to Avoid in a Mortgage Contract

5 Defects to Avoid in a ContractA contractual defect is a significant flaw in a contract that affects the intention ...
Read More
property insurance canada

Property Insurance in Canada

What is Property Insurance?Property insurance is a policy of insurance that provides coverage for the homeowner against covered risks.Why is ...
Read More
Canada in recession rate cut possible

Canada in recession, rate cut likely: TD | Toronto Star

TD Bank says Canada is in a recession, rate cut likelyGovernment forecasters have underestimated the impact of the oil price ...
Read More

Current accounts overtake mortgages as fraud of choice | Money | The Guardian

Tighter mortgage controls, identity theft and faster switching are blamed for surge in imposter applications for current accountsSource: Current accounts ...
Read More

‘We’re not in a recession’: Finance minister confident in Canadian economy | CTV News

Finance Minister Joe Oliver denies that Canada is in the midst of a recession, saying he's still confident the economy ...
Read More

Our Top 10 Motivational Quotes for Entrepreneurs

10 Motivational Quotes for EntrepreneursEvery now and then we all need a little motivation and inspiration to get through the ...
Read More

FSCO Mortgage Broker Investor Lender Disclosure Forms July 1 2015 Slide Deck

FSCO's Mortgage Broker Investor Lender Disclosure Forms 2015 Slide DeckThanks for joining us for this webinar (the download for the ...
Read More

TFSA and Mortgage Investing

TFSA and Mortgage Investing The TFSA (Tax Free Savings Account) limit increase, based on a 2011 Conservative election promise, is ...
Read More

50 Free Image Websites for your Blog

50 Free image websites for your blog If you're trying to do more blogging to drive visits to your website ...
Read More

5 Steps in Fraud Prevention

5 Steps in Fraud Prevention It is of vital interest to both the integrity of the mortgage brokerage industry and ...
Read More

Mortgage Fraud for Shelter

Mortgage Fraud for Shelter Fraud for shelter is one of the most common forms of fraud in the mortgage industry ...
Read More

6 Popular Social Media Platforms – Which Ones Should You Use?

Choosing the Right Social Media Platform For Your Business So everyone’s always talking about social media and it's benefits, but what ...
Read More

7 Advertising Techniques Brokers Should Avoid

7 Advertising Techniques Brokers Should Avoid Brokerages must be keenly aware of the definitions of the terms used in this ...
Read More

FSCO’s New Investor and Lender Disclosure Forms

FSCO Providing New Investor and Lender Disclosure Forms On Monday, June 8, 2015 FSCO released five new investor and lender ...
Read More

Top 6 Cold Calling Tips

The Top 6 Cold Calling Tips – Web leads Cold calling is probably the most feared sales activity known to ...
Read More
Condo Fraud gets convictions

Condo Fraud – an amazing story

Condo Fraud – An amazing case study I was reading an article in the May/June 2015 edition of Fraud Magazine ...
Read More
seo ranking

How Strong is Your Web Presence? SEO Myths Debunked!

Chances are, you’ve heard some hype about search engine optimization (SEO) and you appreciate the importance of being visible online. You’ve ...
Read More

Freedom Fifty-Never? Bankrupt seniors on the rise

Freedom Fifty-Never?  Bankrupt seniors on the rise Earlier this month bankruptcy trustee firm Hoyes, Michalos & Associates Inc. crunched the ...
Read More

FSCO Public Mortgage Brokerage Registry

FSCO Public Mortgage Brokerage Registry System FSCO has a Public Mortgage Brokerage Registry listing all mortgage agents and brokers in ...
Read More

5 Reasons You Need Social Media As A Mortgage Agent

5 Reasons You Need Social Media As A Mortgage Agent Everyone in the real estate and mortgage industry will tell ...
Read More

TOP 6 Pinterest Tips for Business Countdown

The TOP 6 Pinterest Tips for Business Countdown Before we can talk about the best way to use Pinterest, let’s ...
Read More

Biggest residential mortgage lenders in Canada

Biggest residential mortgage lenders in Canada The study of Ontario’s demographics is required to develop an understanding of the makeup ...
Read More

Optimize Your Website To Increase Newsletter Subscription

Optimize Your Website To Increase Newsletter Subscription As a new real estate or mortgage agent, you’ve got the basics covered: ...
Read More

6 Tips for Generating Leads with Database Marketing

6 Tips for Generating Leads with Database Marketing One of the biggest misconceptions we hear in this industry is that ...
Read More

Why A Lender Requires An Appraisal

Why A Lender Requires An Appraisal Appraisal Basics A real estate appraisal is a key component in a lender’s decision ...
Read More
Canada in recession rate cut possible

What is a Foreclosure?

What is Foreclosure? Foreclosure is the process of using the courts to take title to the mortgaged property, thereby extinguishing ...
Read More

Mortgage Agent Guide To A Mortgage Transaction

What Every Mortgage Agent Must Know About A Mortgage Transaction Brokering a mortgage transaction involves several key participants in the ...
Read More

The Art of Differentiation

The Art of Differentiation The art of differentiation comes in a variety of forms. In the mortgage industry it is ...
Read More

Protecting Your Clients From Identity Theft

Protecting Your Clients From Identity Theft In today’s mortgage market, identity theft and impersonation are a significant concern, making it ...
Read More
FORD Calls

Mortgage brokers love FORD with good reason

Why Mortgage Brokers Love Ford, and should! It’s true, mortgage brokers love FORD, and with good reason!  Not the car ...
Read More
cold calling

4 Ways To Perfect Your Sales Call

 4 Ways To Perfect Your Sales Call Remember: the goal of an advertisement is to get people to call. The goal of ...
Read More

What is Mortgage Creditor Insurance?

What is Mortgage Creditor Insurance? There are two types of mortgage creditor insurance. The first is typically a life insurance ...
Read More

5 Powerful Tips to Get MORE Borrowers Slide Deck

Thank you for attending our webinar on 5 Powerful Tips to Get MORE Borrowers.  You can download the slide deck ...
Read More

Standard Charge Terms Lender Covenants

Standard Charge Terms Lender Covenants The Standard Charge Terms is a document that is created by the lender and must ...
Read More
Help getting clients

The Mortgage Agent’s Guide To Niche Marketing

 The Mortgage Agent's Guide To Niche Marketing Niche marketing is the ability of a marketer to target a specific group ...
Read More

Private Mortgage Lenders in Ontario

Private Mortgage Lenders in Ontario Private mortgage lenders in Ontario have always been and continue to be a major source ...
Read More

Standard Charge Terms Borrower Covenants

Standard Charge Terms Borrower Covenants The Standard Charge Terms is a document that is created by the lender and must ...
Read More

Introduction to commercial mortgage brokering…slide deck

Thank you for attending our webinar on commercial mortgage brokering.  You can download the slide deck by scrolling to the ...
Read More

How to Win a Face-2-Face Client Meeting

How to Win a Face-2-Face Client Meeting There are three basic places where a mortgage agent can meet a client: ...
Read More

Top 3 things mortgage brokers need to know…Webinar Slide Deck

Top 3 things mortgage brokers needs to know about private mortgages  - Slide Deck Thanks for joining us for this ...
Read More

Interest Only Mortgage

Interest Only Mortgage The interest only mortgage is straightforward. The borrower takes out a lump sum of money and only ...
Read More

5 Points of Success Slide Deck

5 Points of Success Webinar We have had the pleasure of working with many individuals who truly embody the essence ...
Read More

What is a mortgage?

What is a mortgage? According to the Ontario Mortgages Act, R.S.O. 1990 c.M.40 (the legislation that governs mortgages in Ontario), ...
Read More

How to apply for your Mortgage Agent License in Ontario

How to apply for your Mortgage Agent License in Ontario  https://youtu.be/ZnPlLObOy2U Licenses are issued when approved, and are then renewed ...
Read More

What is Mortgage Default Insurance?

What is Mortgage Default Insurance? Mortgage default insurance is an insurance policy between the insurer and the lender that will ...
Read More

Title insurance – who needs it?

What is Title Insurance? Who needs title insurance? Anyone who owns a house! Title insurance is a policy of insurance ...
Read More

Before Brokering A Commercial Mortgage Transaction – Read This!

The mortgage market in Ontario can be divided into two major areas of expertise: commercial and residential financing.  Of course, ...
Read More

Registered funds and mortgage investing webinar slide deck

Registered funds and mortgage investing webinar slide deck This 45 minute webinar will introduce you to using RRSPs, RESPs, TFSAs ...
Read More

The Scammers Playground: How to Identify and Protect Yourself from Fake LinkedIn Profiles

LinkedIn is a great business tool for professionals. It is the digital business card, Rolodex and Who’s Who all rolled ...
Read More

Power of Sale in Ontario

Power of Sale in Ontario The power of sale in Ontario begins when a borrower defaults on his or her ...
Read More

Cost to become a mortgage agent in Ontario

What are the costs involved in becoming a licensed mortgage broker / agent in Ontario? To begin your journey in ...
Read More

4 Easy Strategies to Market Your Mortgage Financing Services

How to Market / Advertise Intangibles or Services Marketing intangibles or services is quite different in comparison with marketing products that ...
Read More

The pros and cons of a fixed rate mortgage

Pros and Cons of a Fixed Rate Mortgage Also known as the partially amortized, blended constant payment mortgage with a ...
Read More

Close More Deals By Leveraging Your Client Database

4 Free Tools To Prospect and Manage Your Client Database Database marketing is the function of warehousing potential and existing ...
Read More

Understanding Your Credit Score

Understanding Your Credit Score In understanding your credit score we must first define what it is. The Credit Score is ...
Read More

Real Estate Salesperson vs. Mortgage Agent

Getting your real estate license vs. mortgage agent license Real Estate Salesperson So you want to be a Real Estate ...
Read More

Choosing The Right Mortgage Insurance For Your Client

    Mortgage Insurance vs Life Insurance There are two types of mortgage insurance (not default insurance; that compensates the ...
Read More

Co-Ownership of Real Property

Co-Ownership of Real Property Property can be owned by an individual or by several individuals, referred to as co-ownership. Co-ownership ...
Read More

A career as a mortgage broker

A career as a mortgage broker A career as a mortgage broker or agent can be both financially and personally ...
Read More

What To Expect A Borrower To Expect

The following four expectations form the cornerstone of the transaction. By ensuring that these expectations are met, the mortgage agent ...
Read More

Direct Comparison Approach Appraisal

The Direct Comparison Approach The direct comparison approach in determining the market value of a property is the most appropriate ...
Read More

8 Dynamite Ways to Get More Mortgage Referral Sources

Referrals refer to those clients who have been advised to do business with the mortgage agent by a third party. A ...
Read More

The Financial Components of Mortgages

The Financial Components of a Mortgage The basic premise behind every mortgage is the borrower’s promise to repay the amount ...
Read More

Real estate property appraisals for mortgage financing

Real estate property appraisals for mortgage financing A mortgage lender is interested in knowing what the market will pay for ...
Read More

Why do lenders deal with mortgage brokers?

Why do lenders deal with mortgage brokers? You might think that since the mortgage broker finds the borrower, the lender ...
Read More

What is a high ratio mortgage?

What is a high ratio mortgage? A high ratio mortgage is a mortgage that exceeds 80% loan to value. This ...
Read More

What is a Reverse Mortgage?

What is a Reverse Mortgage? A Reverse Mortgage is a type of interest accruing mortgage that is typically provided to ...
Read More

What is loan to value ltv and how is it calculated?

What is loan to value (ltv) and how is it calculated? The loan to value of a mortgage is defined ...
Read More

Loan to value – what is it and how do you calculate it?

What is loan to value (ltv)? The ltv is the amount of the loan, in dollars, in relation to the ...
Read More

Using registered funds for a mortgage investment

Registered funds and mortgage investmentsRegistered funds typically eligible for use in a mortgage investment are RRSPs, LIRAs, LIFs, RRIFs, RESPs ...
Read More

What is a collateral mortgage?

Collateral Mortgages: What is a collateral mortgage? Unlike a standard mortgage that places a charge on title, a collateral mortgage, ...
Read More

The purpose of using a mortgage

The purposes of using a mortgage There are traditionally four distinct purposes for using a mortgage: 1) Purchase, 2) Refinance ...
Read More

What is a mortgage broker?

What is a mortgage broker? A mortgage broker is a practicing professional who assesses a borrower’s financial goals with respect ...
Read More

Choosing the right mortgage brokerage to work for

Choosing a mortgage brokerageChoosing a mortgage brokerage for whom to work can be a difficult process if you don’t know ...
Read More

Who uses a mortgage broker?

Approximately 30% of Ontario consumers used a mortgage broker in 2010, a number that has remained consistent for the past ...
Read More

Everything you need to know about being a mortgage broker

Whether you are switching careers or deciding on your very first career, becoming a licensed mortgage broker can be a ...
Read More

New online loan platform Evolocity offers entrepreneurs up to $200,000 in financing

Small business owners in Canada now have a new way to access up to $200,000 of financing online - and ...
Read More

5 Winning Strategies to Engage Your Customers Online

When you think of online customer engagement, social media automatically comes to mind. However, simply creating those social media pages ...
Read More

1000 Blog Shares: dynamite ways to get your blog shared 1000 times

Today is a quick, mini-blog. Blogging is a fantastic way to increase your web presence.  I had the honour of ...
Read More

So you want to be a millionaire?

So you want to be a millionaire? Who doesn’t? The real question, the question we all struggle to answer is ...
Read More

4 Secrets to NETWORKING World Domination

Don’t be a road runner: Here are 4 simple ways to make the most of speed networkingAs an entrepreneur, you may ...
Read More

The Evolution of Success

Thomas Edison is reported to have said, "I have not failed.  I just found 10,000 ways that won't work"Another great ...
Read More

3 Secrets to Blogging World Domination

3 Secrets to Blogging World Domination!Do you:Want to increase your web traffic?Make your opinion known to the masses?Share information you ...
Read More

The Science of Sales Success located at the Ontario Science Centre announced!

August 29, 2014Joe White, President of the Real Estate and Mortgage Institute of Canada said that he was pleased to ...
Read More

Mortgage Brokers: 6 Deadly Marketing Myths BUSTED

Social Media marketing has become quite a hot commodity over the past several years, and rightly so.  It can be ...
Read More

Backlinks – REMIC shows you what you really need to know!

Backlinks: the wave of the future? No, they're the wave of the here and now! There has been a significant ...
Read More

This is a list of all of REMIC’s articles.  We hope you enjoy them!

help desk software