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REMIC-HLLQP-LogoREMIC Fills Need for Younger Life Insurance Agents with HLLQP Course

Canadian-based REMIC is now providing the Harmonized Life License Qualification Program (HLLQP), a requirement to become a licensed life insurance agent in Canada

TORONTO – Feb. 28, 2017 – REMIC, the Real Estate and Mortgage Institute of Canada, today announced the company has officially received approval to deliver the Harmonized Life License Qualification Program (HLLQP) to aspiring life insurance agents in Canada.  By enrolling in the course, students will receive the necessary preparation and support needed to obtain their life insurance agent’s license.

The life insurance industry is aging

“The life insurance industry as a whole is getting older and is experiencing a lack of new agents entering the industry,” stated Joseph White, president, REMIC.  Based on REMIC’s review of industry research, insurance agencies must start recruiting more new agents, due to a heightened concern that the industry has failed to take proactive steps in replacing upcoming retirees.

White continued, “Insurance should be a key part of everyone’s financial planning, but without qualified agents to promote the industry, consumers will miss out on the advice needed to ensure their interests are adequately protected. We’ve entered the industry to train those who want to make this their career.”

REMIC’s HLLQP course is available to anyone both online and in-class, for $298 and $598, respectively.  Enrolled students will receive practice exams with detailed feedback, as well as unlimited certification exam attempts.  In addition, all HLLQP support team members are subject matter experts and are available to provide support through live chat, by phone, email or in person.

Teaching what students need to know

The topics covered in the HLLQP course are based on course manuals approved by the regulator and include four main course components: Life Insurance and Life Insurance Taxation Principles, Segregated Funds, Ethics and Professional Practice, and Accident and Sickness.

More information about REMIC and the HLLQP course can be found by visiting   


Founded in 2008, the Real Estate and Mortgage Institute of Canada (REMIC), is the leading institute dedicated to the mortgage brokerage and life insurance industries.  REMIC provides exceptional ethics-based training approved by FSCO and the appropriate national regulatory bodies to meet the educational requirements for new agent licensing, as well as courses designed to enhance the careers of current financial service professionals.  For more information, please visit


Press Contact:

Cain Daniel

Joe White
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Joe White

President at REMIC
Joseph J. White has been involved in the mortgage industry since 1988. He began his career as a mortgage agent, and in the mortgage lending sector of the industry he has held positions as National Sales Manager and VP of Sales with two national mortgage lenders.

In the industry’s mortgage brokering sector he is a licensed mortgage broker and has been a partner at a successful mortgage brokerage, manager at two national brokerages, principal broker at a commercial brokerage, founder of a mortgage investment corporation, and is owner and principal broker of his own boutique brokerage.

As an educator, Mr. White has been educating the mortgage industry since 1996.During his 14 years at Seneca College he was a professor and program coordinator and is currently President of the Real Estate and Mortgage Institute of Canada Inc. (REMIC).Mr. White has developed several courses for Seneca College, including the first mortgage broker education program in Ontario,as well as the mortgage agent course.He has written two textbooks used in the mortgage industry and by over 20 Ontario colleges with over twenty thousand copies in print, in addition to several business focused books and e-books. He has instructed over fifteen thousand students and in 2003 won the Excellence Award for teaching and leadership excellence at Seneca College.He can be contacted at
Joe White
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