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Real Estate and Mortgage Institute of Canada Inc.
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Tag Archives: joe white

FORD Calls

Mortgage brokers love FORD with good reason

Why Mortgage Brokers Love Ford, and should! It’s true, mortgage brokers love FORD, and with good reason!  Not the car manufacturer, nor Doug or Rob of Toronto’s political scenery.  Although I’m sure many brokers do love their Fords, I’m referring to another kind of FORD, as in the acronym for: F:  Family O:  Occupation R:  […]

5 Powerful Tips to Get MORE Borrowers Slide Deck

Thank you for attending our webinar on 5 Powerful Tips to Get MORE Borrowers.  You can download the slide deck by scrolling to the bottom of this page. To view upcoming webinars and events please go to www.remic.ca/events Certified Mortgage Investment Professional Program

What is a mortgage?

What is a mortgage?  According to the Ontario Mortgages Act, R.S.O. 1990 c.M.40 (the legislation that governs mortgages in Ontario), the word mortgage is defined as, “any charge on any property for securing money or money’s worth.” Most consumers would not necessarily understand that technical definition.  In actuality, a mortgage is evidence of a debt.  […]

Title insurance – who needs it?

What is Title Insurance? Who needs title insurance?  Anyone who owns a house!  Title insurance is a policy of insurance that provides coverage for the title-related risks associated with real estate transactions.  It is designed to cover the unpredictable or undetectable issues such as forgery, fraud, missing heirs, etc. that can affect rights of ownership.  […]

The pros and cons of a fixed rate mortgage

Pros and Cons of a Fixed Rate Mortgage Also known as the partially amortized, blended constant payment mortgage with a fixed rate.  The fixed rate mortgage is the most common repayment plan in Canada today.  This mortgage has several characteristics.  We'll describe each characteristic and then list the pros and cons of this type of […]