Real Estate and Mortgage Institute of Canada Inc.
Toronto: 2175 Sheppard Ave E, Suite 307
Mississauga: 1065 Canadian Pl, Suite 203
t: 1-877-447-3642     e:

Staff: Management & Support Team

Director, Education and Training

Cain Daniel has held positions with both a national mortgage brokerage firm and an Ontario Credit Union for the past 5 years.  His previous roles include training and development for a national financial services company, as well as an instructor while in Germany.  (more…)

Joseph White, Ontario Mortgage Agent Course
President and CEO

Joseph J. White has been involved in the mortgage industry since 1988. He began his career as a mortgage agent, and in the mortgage lending sector of the industry he has held positions as National Sales Manager and VP of Sales with two national mortgage lenders.

Director, Business Development
Office Manager

Staff: Professors

Clive Coke, REMIC Professor, Mortgage Agent Course
Rosemary Pulla, Professor, REMIC Mortgage Agent Course
  • Manager with 20+ years of experience in financial institutions in areas of  credit risk management, credit product compliance, product and project research and development;
  • Subject matter expert, supported cross-functional projects, consulting in key risk management including credit risk management, fraud, anti-money laundering, operational risk projects, and mortgage quality assurance/compliance (knowledgeable about regulatory and credit risk policies / portfolio management)
  • Facilitator of internal / external audits addressing audit deficiencies and working with business stakeholders to respond appropriately
  • Creator, passionate about new product /process innovative solutions that deliver customer needs, increase revenue, and expand market share growth;
  • Collaborator, proven ability to lead, and motivate others
Steve Fabian, Professor, REMIC Mortgage Agent Course

Steve Fabian is a  valued member of the REMIC team, having been a Professor with REMIC since 2010. 

Steve Fabian is a Director in MCAP’s Toronto office. He is responsible for originating, structuring, and closing term, subordinate, construction and mezzanine real estate debt transactions including CMHC insured financing for a variety of real estate owners, investors and developers.

Steve joined MCAP in 2013 and has over 15 years of experience in the Real Estate and Commercial Finance industry.  He started his career with the chartered banks and then with a major non-bank lender in a variety of progressive positions including branch office management, credit management and national business development.  Steve became a mortgage broker in 2008, most recently as Principal Broker of a small private syndicator/investment administrator.  Steve holds a BA from York University and an MBA from the University of Hertfordshire


Operating as an independent mortgage broker specializing in the placement of financing on variety of properties ranging from single family and multi-residential , commercial and industrial properties.
Held numerous positions in the banking field prior to becoming an independent ranging from a trainee to Business Development Manager

Blair Anderson, Professor, REMIC Mortgage Agent Course

An educator, experienced mortgage professional, published author, active mortgage industry participant, Blair is a champion of numerous mortgage education initiatives in corporate, and online arenas. Blair is the Principal Broker at Anderson Associates Mortgage Brokers in Hamilton, Ontario. He is also a Professor at the Real Estate and Mortgage Institute of Canada.

A veteran of the Canadian residential mortgage industry, Blair was recognized by the International Quality & Productivity Centre in 2000 for his early pioneer work using the internet, and was a keynote speaker at the first ever Canadian conference of its kind – NetMortgage Canada. At the 2013 Canada Mortgage Awards, Blair was a finalist in the “Best Internet Presence” category, as founder of the industry’s social network,


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